More than 70 million people a month depend on the benefits they receive from the Social Security Administration to support themselves. Whether you receive benefits through Supplemental Security Income or SSI, Social Security Disability Insurance or SSDI, or Social Security retirement, knowing when the money will be processed and deposited to your bank account is important.
Because it has so many payments to process each month, Social Security staggers the payment schedule based on your date of birth and other factors. The information in this article will help you to plan and budget by explaining how payments are processed, so you have the ability to anticipate when your benefits will be deposited into your account and available to you.
As you read through this article, keep in mind that a disability benefits lawyer is always available to answer any questions that you have about your benefits. We offer skilled and experienced representation in all matters related to disability benefits from applications through appeals.
When will my Social Security disability benefit be processed each month?
Your birth date determines the day of the month on which your Social Security retirement or SSDI benefits payment will be processed and deposited to your bank account or added to your Direct Express debit card and Zintego. If you were born during the first 10 days of the month, then your Social Security disability payments will process on the second Wednesday of the month.
If your date of birth is on the 11th day of the month through to the 20th day, Social Security processes payments for a deposit on the third Wednesday of the month. Finally, if your date of birth falls on the 21st through the 31st day of a month, you can expect the funds to be sent to your bank or added to your debit card on the fourth Wednesday of the month. If you began receiving SSDI or Social Security retirement benefits before May 1997, those payments are processed on the third day of the month regardless of the day of the week that you were born.
Family benefits to people who qualify for disability benefits through the earnings record of a retired or disabled family member are processed according to the date of birth of the eligible worker. It does go by the date of birth of the person receiving family benefits.
The date of birth method that Social Security uses to determine the day of the month on which it processes your payment does not apply to benefit payments through the SSI program. If you are on SSI, your payment is processed on the first of the month regardless of your date of birth. However, if the first of the month is on a weekend or a federal holiday, the payment is processed on the Friday before the weekend or on the weekday immediately preceding the federal holiday.
Many people qualify for benefits through both the SSI and SSDI programs, which does not affect the process of SSI payments on the first day of the month. It does, however, change the processing of your SSDI payment to the third of the month no matter what day of the month you were born on.
One last thing to keep in mind about your monthly Social Security disability benefit through SSDI and retirement benefits is that payments are not processed and paid in the month in which they are due. In other words, the payment owed to you for September 2022 will not be processed and paid until October 2022.
Schedule of payments of Social Security disability benefit 2021
If you began receiving SSDI or retirement benefits before May 1997, or received both SSI and SSDI disability benefit 2021, the payment schedule was as follows:
- December 31, 2020, instead of January 3, 2021
- February 3, 2021
- March 3, 2021
- April 2, 2021
- May 3, 2021
- June 3, 2021
- July 2, 2021
- August 3, 2021
- September 3, 2021
- October 1, 2021
- November 3, 2021
- December 3, 2021
Note that January 3, 2021, was a Sunday, so the payment was processed on December 31, 2020. July 3 and October 3 fell on weekends, so the payments were processed the preceding weekday.
Recipients of SSDI and retirement benefits had their payments processed based on their dates of birth. If their birthday was between the beginning and the tenth of the month, their payments were processed on the second Wednesday of each month in 2021 as follows:
- January 13, 2021
- February 10, 2021
- March 10, 2021
- April 14, 2021
- May 12, 2021
- June 9, 2021
- July 14, 2021
- August 11, 2021
- September 8, 2021
- October 13, 2021
- November 10, 2021
- December 8, 2021
Individuals with birthdays between the 11th and 20th day of a month got their benefit payments on the third Wednesday of the month as follows during 2021:
- January 20, 2021
- February 17, 2021
- March 17, 2021
- April 21, 2021
- May 19, 2021
- June 16, 2021
- July 21, 2021
- August 18, 2021
- September 15, 2021
- October 20, 2021
- November 17, 2021
- December 15, 2021
If your birthday fell on the 21st through 31st of a month, your 2021 payments were processed on the fourth Wednesday of the month as follows:
- January 27, 2021
- February 24, 2021
- March 24, 2021
- April 28, 2021
- May 26, 2021
- June 23, 2021
- July 28, 2021
- August 25, 2021
- September 22, 2021
- October 27, 2021
- November 24, 2021
- December 22, 2021
Those of you who only received SSI benefits during 2021 would have received them on the first day of each month as follows:
- December 31, 2020
- February 1, 2021
- March 1, 2021
- April 1, 2021
- April 30, 2021
- June 1, 2021
- July 1, 2021
- July 30, 2021
- September 1, 2021
- October 1, 2021
- November 1, 2021
- December 1, 2021
As you can see from the dates of the payments, the first day of May and August fell on weekends, so the payment dates were the weekdays immediately preceding them. January 1 being a holiday, New Year’s Day, payments for January were processed on December 31.
Social Security disability benefit 2022 payment schedule
If you began receiving SSDI or retirement benefits before May 1997, or receive both SSI and SSDI disability benefit payments, the following payment schedule applies to you:
- January 3, 2022
- February 3, 2022
- March 3, 2022
- April 1, 2022
- May 3, 2022
- June 3, 2022
- July 1, 2022
- August 3, 2022
- September 2, 2022
- October 3, 2022
- November 3, 2022
- December 2, 2022
Remember that your SSI payment is processed on the first day of each month.
Payments for recipients of SSDI and retirement benefits have their payments processed based on their dates of birth. If their birthday was between the beginning and the tenth of the month, their payments are processed on the second Wednesday of each month in 2022 as follows:
- January 12, 2022
- February 9, 2022
- March 9, 2022
- April 13, 2022
- May 11, 2022
- June 8, 2022
- July 13, 2022
- August 10, 2022
- September 14, 2022
- October 12, 2022
- November 19, 2022
- December 14, 2022
Individuals with birthdays between the 11th and 20th day of a month get their benefits payments on the third Wednesday of the month as follows during 2022:
- January 19, 2022
- February 16, 2022
- March 16, 2022
- April 20, 2022
- May 18, 2022
- June 15, 2022
- July 20, 2022
- August 17, 2022
- September 21, 2022
- October 19, 2022
- November 16, 2022
- December 14, 2022
If your birthday fell on the 21st through 31st of a month, your 2021 payments were processed on the fourth Wednesday of the month as follows:
- January 26, 2022
- February 23, 2022
- March 23, 2022
- April 27, 2022
- May 25, 2022
- June 22, 2022
- July 27, 2022
- August 24, 2022
- September 28, 2022
- October 26, 2022
- November 23, 2022
- December 28, 2022
SSI payments in 2022 are processed on the first of each month except the January 2022 payment was processed on December 31, 2021, because of New Year’s Day. Because the first of the month falls on a weekend, payments in May and October are processed on the preceding weekday.
Schedule of disability benefit 2023 payments
If you began receiving SSDI or retirement benefits before May 1997, or receive both SSI and SSDI disability benefits in 2023, the payment schedule is as follows:
- January 3, 2023
- February 3, 2023
- March 3, 2023
- April 3, 2023
- May 3, 2023
- June 2, 2023
- July 3, 2023
- August 3, 2023
- September 1, 2023
- October 3, 2023
- November 3, 2023
- December 1, 2023
If you receive retirement or SSDI benefits and your birthday was between the beginning and the tenth of the month, your payments will process on the second Wednesday of the month as follows in 2023:
- January 11, 2023
- February 8, 2023
- March 8, 2023
- April 12, 2023
- May 10, 2023
- June 14, 2023
- July 12, 2023
- August 9, 2023
- September 13, 2023
- October 11, 2023
- November 8, 2023
- December 13, 2023
If your birthday has you receiving payments on the third Wednesday of the month, processing will be on the following dates in 2023:
- January 18, 2023
- February 15, 2023
- March 15, 2023
- April 19, 2023
- May 17, 2023
- June 21, 2023
- July 19, 2023
- August 16, 2023
- September 20, 2023
- October 18, 2023
- November 15, 2023
- December 20, 2023
If you were born between the 21st and 31st of a month, SSDI payments will process on the following schedule in 2023:
- January 25, 2023
- February 22, 2023
- March 22, 2023
- April 26, 2023
- May 24, 2023
- June 28, 2023
- July 26, 2023
- August 23, 2023
- September 27, 2023
- October 25, 2023
- November 22, 2023
- December 27, 2023
SSI payments in 2023 will be processed on the first day of the month except when it falls on a weekend or holiday.
Learn more about your disability benefits
To learn more about SSDI and SSI, speak to a disability benefits lawyer. Find out how we help with applications and disability appeals during a free consultation.